Value tracking

Benefit booked against each value case. RaboAurora is measured by value creation, not by technology adoption.

€15.0M booked

Cost avoided

€8.4M

rebuild and duplicate effort

Cycle time

€5.1M

faster decisions and delivery

Revenue enabled

€3.2M

better targeting and retention

Risk reduction

€1.5M

fewer manual control failures

€ millions, booked with finance.

Each solution carries a case it has to pay back. €15.0M booked of €16.4M targeted.

Case	Solution	Target	Booked	Basis	Status
Faster credit decisions	Mortgage Risk Model v2.3	€4.0M	€3.1M	cycle time reduction	tracking
Single customer view	Customer 360	€5.0M	€4.6M	duplicate build avoided	tracking
Onboarding deflection	Onboarding agent	€2.4M	€1.1M	contact centre volume	tracking
Reusable risk features	CRD Features	€3.0M	€4.6M	nine teams avoided rebuild	met
Segment activation speed	Segment Activation	€2.0M	€1.6M	campaign lead time	tracking

Agreed with finance before the case is approved.

Baselinemeasured 3 months pre-launch

Attributiononly the delta this solution caused

Confirmationsigned by the value case owner

Review cadencequarterly

Double countingblocked across cases

Two cases need attention this quarter.

Faster credit decisions

€3.1M of €4.0M · Risk Analytics

Single customer view

€4.6M of €5.0M · Retail Data Products

Onboarding deflection

€1.1M of €2.4M · Retail Digital

Segment activation speed

€1.6M of €2.0M · Marketing CDP